Which Home Improvements Add the Most Value?

 

Looking to improve your home? Fantastic. Why not make a more comfortable space and capitalize on your investment at once? This list has you covered.
So many things could be done to improve your home. Many times it’s hard to decide what to do and how to do it.

You might even be at your wit’s end trying to figure out how you can add value to your home. That’s ok. You’ve come to the right place.

We’re sharing just the home improvements you need.

Beyond the Cosmetics
Let me guess – you live in a home built prior to 1980?

Ok, well I had an 85% chance of getting that right. And really, that one statistic alone is quite telling. It means that most homes may be something that needs improvement beyond typical cosmetics.

Many homeowners, after they’ve gone through inspections, do not think about the structural or internal issues their house might have. They tend to wait until they see the roof leaking or feel a cold draft through the floorboards until they do something about it.

But I’m telling you that the ROI on fixing these features is pretty high. Plus, you will save yourself a lot of money and headaches when you go to sell your house.

Insulate The Attic
One of the few ways you will get one hundred percent ROI on your remodel and increase the worth of your home is insulation.

Why is this? It does not matter if you live in a cold or hot climate, insulation is key to keeping your house at the right temperature.

Depending on the type of attic you have, you will want a different kind of insulation. When I was younger, we lived in a remodeled barn. The attic was a massive cavern space that needed more insulation than your typical roof.

We used loose-fill insulation and blasted it across the top of the ceiling.

But most homes will do fine with fiberglass batting. And, this will probably be your best investment for time and money.

Hire Kitchen Renovation Contractors
This is where you will get 80% return for investment in your house. The kitchen.

I know that I’ve realized that a lot of kitchens built before the 1980s are just too small for me.

I like to have my space to cook. And so will home buyers. Not only will renovating your kitchen add value to your home, it will make the house more marketable.

You want to remain neutral with this remodel. If you go too trendy, the style might be out by the time you sell your home.

I know what you’re thinking: “I do not want to be too boring.”

But think about shag carpet. Pink shag carpet. Would you want pink shag carpet in your house now? But your grandmother might have thought it was trendy back in the seventies. Just trust me. You do not want to have the “pink shag carpet” kitchen in a few years.

Conclusion: More Than Meets The Eye
You do not always have to go for the obvious renovation to be better value to your home. If you have the money, a great renovation to bring value and extra square footage to your home is an attic bedroom.

It’s time to get started. Bring up the value of your home today.

How Social Media Can Jeopardize Your Car Accident Injury Claim

 

It never fails. As soon as something great or terrible happens, someone reaches for the phone.

Are they calling their spouse or parent? Dialing 911?

Nope. They’re posting about it on Facebook or Twitter.

If you’ve found yourself in a car accident, think twice before uploading those pics on to Instagram. This thoughtless and commonly instinctive move can have a negative impact on your car accident injury claim.

Read on to find out how and why social media can jeopardize what you have coming to you.

Social Media and its Impact on Your Car Accident Injury Claim
“Anything you can say against you in a court of law.”

Sound familiar?

The same goes for posting on social media. If you do not believe us, here are 689 of the internet.

If you’re taking selfies on roller coasters and showing everyone on Instagram that you’re a hit at the toga party, even the best personal injury lawyers will not be able to help you.

Romano v. Steelcase

In this case, an office worker had her chair collapse. She filed suit, claiming that the injuries sustained during the incident left her to leave home and socialize with friends.

The defense used her own social sites against her, showing her pictures of her clearly out of her home. They made note of the vast number of smiley face emojis, crippling her claim for emotional damages.

The World is Watching
When you file a car accident injury claim, you need to assume that you are being watched.

Your insurance company does not want to pay you. Their defense in your case will be proof of your injury claim or outright lying about it.

It’s likely that they will hire a private investigator to watch your every move. Something as mundane as yard work could be enough to bring the extent of your injuries into question.

Your social site profiles are public records privacy claims of these social media sites. While no one wants to see the emotion damages or mental anguish claims are false.

Keep Your Mouth (And Your Fingers) Shut
You’re mad. We get it. You were just driving down the road, minding your own business, and then Bam!

The little old lady from down the street t-bones your brand new Honda.

While these kinds of events can be infuriating, it’s important to not let your emotions get the best of you.

“Rage posts” on social media when you’re trying to file a car accident injury claim is one of the worst things you can do for yourself.

Do not talk about your case. Do not talk about your medical diagnosis. Do not, under any circumstances, mention any communication that you have with insurance companies or your lawyer.

The Best Possible Practice
We’ve talked a lot in this post about what you should not do when it comes to social sites and your car accident injury claim.

So what can you do on social media?

You can remove yourself from it. While you’re being watched and anything you can do, you should be a ghost on the internet.

When the dust has settled on your dispute, you can return to your normal, social self.

5 Smart Promotional Strategies for Your Legal Website

 

Busses and benches have their time, but now the internet is the best place to reach potential clients. What promotion websites can you use to get your website?

Legal marketers face many issues, but your online presence can solve them.

This article will give you strategies to expand the reach of your legal website. Once you get more traffic, you can start converting those leads into paying clients.

Take a look at your current marketing strategy, and let’s get into improvements.

Mobile Optimization
So many companies optimize their websites for mobile users. They’ll go to another website if yours is not optimized.

Create a responsive design for your website. That will analyze what device the visitor is using and adjust the layout accordingly.

Google favors websites that take usability into consideration. Proper mobile optimization improves your SEO scores.

Content Marketing
If you’ve read an informative blog, you’re benefitting from content marketing.

Unlike invasive, annoying advertisements, content marketing focuses on providing value to the consumer. With informative blogs, you can create a helpful reputation with potential clients.

Content marketing also improves your SEO scores by building links and keywords.

Content marketing is over 60% less expensive than other promotional strategies. Plus, it generates three times the leads.

Overall, it provides valuable information and directs them towards your legal site. That’ll generate more leads than pestering them with ads.

Social Media
Social media is vital to spreading your online presence. You’ve nailed down your audience, so research which social media outlets they use.

The legal industry can confuse the average person. Social media is a great way to answer their questions with valuable information.

This also gives you an outlet to share great experiences with your law firm.

You want to engage people. Consider asking for their opinions on hot button topics related to your services.

Be Accessible
In the era of everything online and on-demand, clients want 24/7 access to you. If they’re looking at your website or social media, they want you to answer their questions right away.

One of the best promotional strategies is referrals. Provide a website experience your clients will happily refer.

For example, industry leader Babcock Partners has a live chat function on their website. If clients have questions, Babcock Partners can answer immediately.

Automated Promotional Strategies
Your marketing team should not waste their time sending out hundreds of emails. Automate your marketing process anywhere you can.

Many services exist to send out emails automatically. That way, leads get a prompt welcoming email when they sign up for your email list.

You can also program automated social media posts. Your team can spend more time replying to comments than posting.

Pulling it All Together
Promoting your legal website involves a complete presence on the internet.

You can not just blast people with ads and expect traffic. With tactics like a social media presence and content marketing, you can generate organic traffic to your website.

Have you used any of these strategies? Which ones perform the best?

Leave a comment to let us know!

How Dungeons and Dragons Saves Lives

 

Dungeons and Dragons has come a long way over its forty year history. Since it was released in 1974, it has allowed countless gamers to go on magical adventures with their friends.

By 2004, it is estimated that over 20 million people have played Dungeons and Dragons, and that number is only continuing to grow.

While for many, Dungeons and Dragons is just a fun social past-time, the game has had an impact on a number of players in a much more dramatic way. A number of people credit their success to Dungeons and Dragons, even saying that the game has saved their life.

In this blog post, we’ll go through some of their stories.

Fostering Creative Roots
As the original open-world fantasy game, Dungeons and Dragons has always fostered creativity and imagination. Many artists, authors and game creators credit Dungeons and Dragons.

This is because the games allow you to use your imagination to solve problems. You and your friends are basically creating your own narrative within the bounds of a story and world.

It allows you to try out different character traits. You can gain empathy by considering how your character – who may be very different from you – would react in a given situation.

Countless authors credit Dungeons and Dragons with teaching them the basics of literary creation. George R. R. Martin, the author of the book series “A Song of Ice and Fire” – more widely known in TV form as Game of Thrones – played as a child.

Stephen Colbert, Robin Williams, Matt Groening (who created “The Simpsons”), and Dan Harmon (creator of the TV show “Community”)

Jerry Holkins, the co-founder of the wildly popular web comic “Penny Arcade” played Dungeons and Dragons avidly throughout his childhood and teenage years.

All of these authors and creators credit Dungeons and Dragons give them the storytelling start.

From Having Fun to Saving Lives
While being such a powerful source for creative development is pretty incredible for a game, Dungeons and Dragons means so much more so.

A number of people credit Dungeons and Dragons with having saved their lives.

In spite of the negative media that surrounded the game in its early years, many people began to play it. They were accused of being nerds, losers, and outcasts.

During the 1980s, the game was even accused of being part of a Satanic ritual.

So why did so many people play?

Finding Like-Minded Friends
When playing Dungeons and Dragons, you can not help but bond with your party members. You and a small group of people make a commitment to spend time together, meeting up regularly.

The continuation of your story together is a powerful pull to make sure that these meetings continue to happen.

Plus, you get to interact in a friendly, open environment. You know that the people playing with you are interested in the same things you are.

You do not have to feel weird about your interest in fantasy; instead, you can be completely open about what you love, because you know that your party loves them too.

Plus, even though you are only playing as characters in a story, the way you progress through the narrative helps you bond. Sure, the goblin hoarde you slayed together was not really about to kill you, but the relief that your characters pulled together and survived makes you all breathe a sigh of relief.

Throughout its history, Dungeons and Dragons has represented in popular culture.

It has brough people who may not have been able to relate to others since they could never find people who really understood them. It is especially important for people who have difficulty relating to others, such as people with autism.

Developing a Sense of Self
Dungeons and Dragons allows you to build a character that you roleplay as. This character can be anything you want. It does not have to be a reflection of who you are.

This is one of the things that makes Dungeons and Dragons so wonderful for more introverted people. They can try on the traits of another person, say things that they would never say.

A shy teenager can become a courageous warrior, a powerful barbarian, a mysterious ranger, or a wise-cracking rogue. They can try out other ways of acting in a safe environment.

Any embarrassment for saying something stupid or doing the wrong thing falls on the character, not the player, so there is no need to be anxious.

While some may sound like simple wish fulfillment, it actually has strong psychological effects. The game improves social skills, communication, teamwork, and problem solving by creating a non-threatening environment for experimentation.

All of this helps someone develop a stronger sense of self and confidence.

Many people as a journalist Levi Miles has written about how Dungeons and Dragons increase

Kick Sport Announces Black Friday Sale on Nike Shoes Magista Obra

Kick Sport Announces Black Friday Sale on Nike Shoes Magista Obra

Nike Shoes Magista Obra are often known as creative game shoes and are very popular among sports lovers all over the world. Sport Kick currently offers these Nike shoes at discounted prices on their Black Friday Sale. With a 360 degree rotational tractor, these shoes ensure total ball control for a soccer player.
Customers can choose from a variety of Nike Magista Obra Shoes collections, including Nike Magista Obra II FG Pitch Dark shoes at the Sport Kick web shop. Clearat sport is available in various sizes, and soccer players can choose a pair of Nike Magista Obra shoes to have superior control on the ball while playing soccer. These shoes feature revolutionary 3D textures, which also make them stylish in addition to being functionally advantageous for players. This dark color shoe is for players to improve their performance in the game.

Kick Sport Announces Black Friday Sale on Nike Shoes Magista Obra

The online store also brings Nike Magista Obra II FG Soccer Cleats at a discount. Cleat football offers a seamless match for players with different foot sizes and foot construction. The dynamic shirt collar easily creates significant space for breathing, allowing players to enjoy their game with full speed and strength. Shoes with woven tongue tongs offer enough stretchability to keep the player comfortable while running, hitting or kicking the ball while playing.

All soccer players and soccer fans can explore the talents of Nike Magista Obra II Tech Craft 2.0 FG stored in their web store. These shoes provide adequate support on one’s feet and the wire strap locks the foot of the player to move quickly with the ball at full speed. 3D texture enhances the touch experience with the ball with an increased touch area. The enhanced shoe design allows easy to use front foot movement for quick spin and agile field making.

Sport Kick has Nike Magista Obra shoes in various styles and colors combinations, and one can check all of their Nike football cleats collections and be able to take advantage of Black Friday Sale by visiting the website. Kick Sport Announces Black Friday Sale on Nike Shoes Magista Obra

Sport Calls Inviting Customers To Explore The New Range

Sport Calls Inviting Customers To Explore The New Range Nike Mercurial Superfly Soccer Cleats Available

There are many football fans who know about the quality and outstanding features of Nike Mercurial shoes. They are now also able to purchase these excellent football shoes at a low price from the Sport Kick online store and can also ensure free shipping on their doorstep.
This online store brings the adorable collection of Nike Mercurial Superfly, which includes the new FGG FG 2017. Newly released soccer football comes with a Nike 3D speed plate, so players can achieve tremendous speed and improve their performance. Superfly shoes are a hot favorite amongst top soccer players like Cristiano Ronaldo and can now show off Ronaldo’s style with Nike Mercurial Superfly shoes. Nike has designed these superfly shoes to attack players who want to play football at high speed. Sport Calls Inviting Customers To Explore The New Range Nike Mercurial Superfly Soccer Cleats Available

 

Players who want to bring a storm of lighting to their natural game can take Nike Mercurial Superfly V CR7 shoes from online stores at a discount. These shoes are very beautiful with their super pieces and are better suited for attacking game games on the grass field. Superfly V CR7 is often exhibited by the attacking elite players and they love to wear these shoes for their dynamic shirt collar that locks the legs in place. The shoe comes with a sturdy single plate that guarantees extraordinary speed and dynamism with better stability.

Football lovers can not resist the looks and style of the Nike Mercurial SuperFly V FG Neymar which is now available for a bargain price at the Sport Kick web shop. These shoes are known to give extraordinary touch and incredible speed where players can hit the ball to score goals. The innovative Flyknit wraps completely cover the legs and one can walk at top speed on the playground. The shoes are named according to Brazilian strikers and customers can now think of playing soccer like football that started with Nike SuperFly V FG Neymar at their feet.

One can check the entire collection of Mercurial Superfly series of available shoes at a low price on the website Sport Calls Inviting Customers To Explore The New Range Nike Mercurial Superfly Soccer Cleats Available

What You Need to Know about Life Insurance

What You Need to Know about Life Insurance

Planning your financial future is an effort you must take seriously at any age. A diversified approach is the safest and smartest way to cover all your bases, and life insurance is one aspect that deserves serious consideration. In this day and age, there are many options for your life insurance in Greenville, SC.

Start early

What You Need to Know about Life Insurance

When you are young, it can feel as if nothing is going to happen to you and that life insurance is a cost that you can not achieve at this stage in life. This is the stage of life, however, where the death of a loved one can be the most financially devastating. Most people are unprepared for this kind of financial problems, so having some coverage in the case of tragedy is very important to bounce back. You do not want to leave your loved one with undue financial burden, so life insurance is a must. What You Need to Know about Life Insurance

Consider Your Needs

When looking at life insurance options, there are several factors that should arise for discussion. Your family’s living standards, funeral expenses, income reimbursement, and overall financial situation should be a key factor in your decision.

For example, a couple with double income and no children living in a modest home can get a smaller policy than a home-based parent of 5 children who depend on partner income. If the death of a loved one happens, the last thing you want to worry about is how you will get financially, and a good life insurance policy allows you to focus on the grieving process instead.

Type of Life Insurance What You Need to Know about Life Insurance

The 2 main categories of life insurance options are whole life (or permanent) and time period. Term policies are set to cover a certain period of time, where a lifetime policy is good until you die, even if you live more than 100 years. Each type has its pros and cons, and the decision to be chosen is up to you, based on your needs and preferences.

All life is a general term that covers different types of policies. Universal life, universal variables, and overall traditional life are 3 general types, and each has variations depending on your specific policy. All traditional life involves a fixed amount that the recipients will receive, but other options are good for people who do not want to pay the same amount for the rest of their lives. By submitting a guaranteed amount, you can get life insurance related to other investments, whether it is stock investment, bonds, or money market investments. This can result in a higher rate of return but also represents more risk. This type of policy is great for people who want to combine insurance coverage with investments (a good way to diversify your financial portfolio).

Term policy is straight insurance without investment. Premiums increase with age, and policies can generally be updated from time to time. This is great for people who want coverage in the case of tragedy but want to invest in other media.

Tips to Get the Most Out of Your Life Insurance

Looking at life insurance in Greenville, SC, it can feel great at first. There are many choices, and death is not something people want to consider. The alternative, however, can destroy families, so it is best to take a deep breath and recruit some professional help. Take a good look at your financial situation and determine how much you really need, and explore your options until you find them that fit your needs and your family.

FR44 Insurance Quotes Springfield VA Efficient and Customized Service

FR44 Insurance Quotes Springfield VA Efficient and Customized Service

Driving in an intoxicated state of the physical and mental drivers is subject to the legal inquisition, which often caught the offender on the wrong foot. In the USA, the Driving Under Influence, popularly referred to as DUI, is a very common thing and lots of people use to get into big trouble due to their behavior, due to the influence of drug, alcohol etc. and find it quite embarrassing in front of the law. As a kind of a legal practitioner can be a great help to get the right guidance, which may be helpful in a positive solution of the trouble.
DUI, FR44 and other Issues

FR44 Insurance Quotes Springfield VA Efficient and Customized Service

Despite the fact that there is a tendency to do so, The immediate effects of driving under any kind of intoxication are; rush driving, over speeding, accidents, street brawl etc. and the police or transport authority takes stern actions in these kinds of offenses.

If the driver fails to get passed the breath test and a perfect case of DUI, the immediate action is being taken, as per the provisions, made in the law of the country. If found guilty of DUI offense, the driver is subject to punishment of various degrees, ranging from suspension of license to imprisonment, depending on the magnitude of the offense.

In the case of conviction, the FR44 financial liability certificate is required, especially in the States of Virginia and Florida, which potentially provides the least amount of financial coverage. The FR44 insurance quotes Springfield VA is having all the necessary expertise, which will be of great support for the client to obtain the best possible insurance policy.

Important Features of Commercial Insurance FR44 Insurance Quotes Springfield VA Efficient and Customized Service

The issue of commercial insurance is a vast field, where a variety of services is needed. While the commercial automotive insurance is coming under this segment, at the same time there are important commercial aspects, such as; commercial business, shops, service, building, renting etc. are also coming into the purview of this insurance coverage. This VA’s Springfield VA, having the most outstanding exposure to the insurance policy and the insurance industry. most competent service in getting the best commercial insurance policy.

The commercial insurance is not confined to only the damage to property or violation of an agreement, on the contrary, it covers almost all aspects, such as; injuries, auto accidents, damage of vehicle, house fire, medical expense, death etc., as all these are coming under the commercial insurance coverage. The Commercial Insurance Springfield VA offers the customized support, in addition to their general service, as per the requirements of their valued clientele, which are subject to the justified compensation and coverage

Comprehensive Travel Insurance and Fraudulent Claims

Comprehensive Travel Insurance and Fraudulent Claims

The world and its people keep moving. Greater access to transportation options has opened up the idea and reality of travel for many people. As our travel habits grow and flourish, be an element of good and bad experience.
After quite rarely bother issuing comprehensive travel insurance for your trip, nowadays it is a standard part of booking practice. Since this has become a more general cost for travelers, the industry must become more vigilant against false claims that, in the end, raise interest rates for all of us. Some fraudsters are pretty clever with their false claims – some are not.

 

Growing Industry

Since comprehensive travel insurance has become a necessity more than luxury for travelers, the industry must respond with greater coverage in anticipation of incidents. So much can be wrong when people leave the comfort of their own home and try to find out something unusual. The purpose of travel insurance is to eliminate these fears and not let ‘what if’ stop people from exploring the world. However, overseas environments can increase the likelihood of occurrences of strange events, and some people choose to capitalize on this possibility. Comprehensive Travel Insurance and Fraudulent Claims

The strange and beautiful

Even some legitimate claims made against traveler’s comprehensive travel insurance can sound really made! One claim, recently filed, is for medical expenses incurred after a head injury caused by a coconut. Another claim came from an unsatisfied skier whose holiday was devastated by the snow at the destination – amazingly, the insurance was paid!

Other claims come from unfavorable encounters with wild animals, miscalculation of fitness levels, or impulsive decisions that lead to poor old judgment. The travel insurance industry must stay afloat as claims become increasingly unreasonable and also keep an open mind, since very few are actually beyond the realm of possibility.

With rising claims (both original and fraudulent), travel insurance companies must be literal investigators, sometimes traveling to the home country of the claim, and / or having to collect witness statements to support the claim. Comprehensive travel insurance strives very hard to honor the ‘comprehensive’ element of the services they offer.

Not so smart Comprehensive Travel Insurance and Fraudulent Claims

People who make fake travel insurance claims seem to underestimate the amount of evidence needed to support their claims. Previous travel insurance claims can only be made, filed and believed through a conversation or written statement to your insurance agent.

The common claims are for coverage of lost or stolen items. Travelers these days are bringing more expensive electronic equipment, such as digital cameras, phones or laptops while on vacation with them, as well as other valuables, such as jewelry. Fortunately, our digital age is on the side of an insurance investigator who will ask for proof or purchase, proof of ownership of the photo, and perhaps even witness the event where the item is missing.

For example, after claiming that a very expensive ring was lost while on vacation, a plaintiff was asked to make photographic evidence of the ownership of this ring. Once the photo is submitted, it does not take much investigation talent to see the time / date stamp on the photo, which only proves that the plaintiff still has the ring he has after filing his suit. Try good

Internet is secure

It is understandable that travelers may not want to spend extra money on insurance that they may never use. However, the peace of mind that comprehensive travel insurance pays is just priceless. Those who try to ‘work the system’ rarely achieve their goals and will only raise interest rates for all of us. Fake insurance claims are still a crime, and crimes never pay (literally).

Author Plate

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in annual, family, single travel and all other types of comprehensive travel insurance. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

Carpet Cleaning by Hands is Actually Possible

Carpet Cleaning by Hands is Actually Possible

When enough dirt gets onto your carpet it becomes noticeable and hard to hide. Without renting a carpet cleaner and relying on technology to clean things up there’s a more cost-effective way. With a few things you may already have in your home waiting to be put to good use, your carpets can look like new once again.
Here’s the thing about carpeting: the plush, dense fibers we love to feel underfoot are also really great at clinging to dust, dirt, smoke, pet odor, and whatever other grime comes through the door.

Carpet Cleaning by Hands is Actually Possible

Vacuuming your carpet regularly, at least the highest traffic areas, will delay the inevitable, but once dirt is pressed into the carpet’s fibers, it’s time to do more than vacuum.It will also fluff the carpet fibers, loosening deep down dirt from within. This will make the overall carpet washing task more effective since it will be able to clean deeper. If your steam carpet cleaner has only one tank, it will also reduce the amount of times you have to change the (dirty) water in the tank, during the carpet cleaning.

While vacuuming, you may also notice small items that could impair a carpet cleaner if allowed to be picked up during the cleaning, such as elastics, hair accessories, small toys and other things that could block the hose and cause some down time. It doesn’t matter either, which type of carpet cleaner you are using, vacuuming prior to cleaning is more effective.

Seriously, you must get down and dirty. You’re gonna have to get on your hands and knees and scrub. You’ll get sweaty. You’ll feel sore the next day. You’ll get a workout! But, your carpet will be clean.

*This post is only for getting general dirt and light stains off a carpet

In the “olden days” before there were vacuum cleaners you either swept (which still works to an extent—tough bristles, short quick strokes are key) or took the carpet up and beat the dust and dirt out with a carpet beater (which also works, as long as your carpet isn’t fitted). Carpet Cleaning by Hands is Actually Possible

Alternatively, there are machines that spray water and shampoo into the carpet and suck up the dirty water — but these probably come under the heading of a “vacuum cleaner,” and so aren’t appropriate in your case. Also, they’re not very useful for picking up bigger particles.